Online Payments Overview

Build secure, scalable payment solutions with NMI's comprehensive online payments platform. Whether you're creating a custom checkout experience or need a quick-to-deploy solution, our flexible tools and APIs adapt to your business needs.

Choose Your Integration Path

Perfect for: Getting started quickly without development overhead

Our hosted checkout pages provide immediate payment acceptance with zero development effort. All payment processing happens on NMI servers, ensuring your environment never touches sensitive payment data.

Benefits:

  • ✅ No PCI compliance burden
  • ✅ Built-in security and fraud protection
  • ✅ Mobile-optimized experience
  • ✅ Launch in minutes, not weeks

Get Started with Hosted Checkout →

Payment Methods & Capabilities

💳 Payment Methods

Credit & Debit Cards
Accept all major card brands including Visa, Mastercard, American Express, and Discover with advanced fraud protection.

Digital Wallets
Enable frictionless payments through Apple Pay and Google Pay.

ACH & Bank Transfers
Process direct bank transfers for recurring subscriptions, high-value transactions, or customer preference.

🔄 Recurring Billing & Subscriptions

Automated Billing Cycles
Set up flexible recurring payment schedules with automated retry logic for failed payments.

Subscription Management
Complete lifecycle management including upgrades, downgrades, pauses, and cancellations.

🛡️ Security & Compliance

PCI DSS Compliance
Meet regulatory standards without added complexity through our compliant infrastructure.

Advanced Tokenization
Protect sensitive cardholder data with secure tokenization that enables future transactions.

Fraud Detection & Prevention
Robust fraud monitoring with real-time risk scoring and customizable rules.

📊 Reporting & Analytics

Real-Time Transaction Monitoring
Track payment statuses, settlement data, and customer behavior as it happens.

Comprehensive Reporting
Access detailed transaction reports, reconciliation data, and business intelligence through API or dashboard.

Custom Analytics
Build custom reporting solutions using our robust API endpoints and data export capabilities.

Performance Insights
Understand conversion rates, decline reasons, and optimization opportunities.


Ready to Get Started?

🚀 New to NMI?

Start with our hosted checkout for immediate payment acceptance, then explore advanced features as your needs grow.

View Quick Start Guide →

🔧 Ready to Build?

Dive into our APIs and build custom payment experiences that perfectly fit your application.

Explore API Reference →

Need Help Choosing?

Our integration options are designed to grow with your business. Start simple with hosted checkout, then migrate to custom implementations as your requirements evolve—all while maintaining the same underlying payment processing capabilities.

Questions? Contact our support team for personalized guidance on choosing the right integration approach for your use case.