Regional Requirements

When publishing your app in multiple regions include the following regional requirements:

LOCALIZATION STRING FOR TAP TO PAY ON IPHONE

RegionLong FormShort Form
US, UK, AUSTap to Pay on iPhoneTap to Pay
FRTap to Pay sur iPhoneTap to Pay
NLTap to Pay op iPhoneTap to Pay
BRTap to Pay no iPhoneTap to Pay
TWiPhone卡緊收iPhone卡緊收
UATap to Pay на iPhoneTap to Pay

LOCAL REQUIREMENTS

RequirementRegion
PIN Entry in EducationUS (Debit), BR, UK, NL, FR, UA, AU
Fallback Payment MethodUK
SurchargingBR, AU
IFRFR

PIN ENTRY IN EDUCATION

When a Customer is prompted to enter their card PIN under specific circumstances with Tap

to Pay on iPhone. In regions where PIN is a common part of the checkout experience you

must provide PIN entry and accessibility details in the merchant education.

FALLBACK PAYMENT METHOD

In regions where a significant number of cards cannot be used with contactless under
specific circumstances (e.g. Offline PIN markets), the app must support at least one (1) accepted alternative payment method and fulfill the following requirements:

  • All merchants must be set up with at least one (1) accepted alternative payment
    method so that all transactions can be completed in person. Check with your PSP for accepted alternative payment methods.
  • Ensure the app provides a seamless transition between the Tap to Pay on iPhone UI
    and the accepted alternative payment method provided for the merchant.
  • Provide details on the fallback mechanism as part of the merchant education.

SURCHARGING

If your PSP supports surcharges for payments your app must demonstrate the surcharges
to the paying customer. If your PSP supports a blended rate surcharge (same rate for all cards) your final amount on the Tap to Pay on iPhone screen should reflect this. For example if payment is $100 and surcharge is 2% then the paying customer should see $102 as the total amount on Tap to Pay on iPhone UI.

If your PSP supports varying surcharges per card brand your app should have a dedicated
screen prior to the Tap to Pay on iPhone UI that allows the customer to see and confirm the surcharge amount. In this scenario the Tap to Pay on iPhone UI will display just the purchase amount and the surcharge will be added post tap.

The receipt must provide details on the purchase amount and the surcharge. Important
Itemization is required on digital receipts to meet governance requirements in some regions.

IFR

In EU markets with a domestic payment network and if your PSP terminal profile supports it,
the app (or PSP SDK) must offer an optional method for the customer to select a preferred card brand before tapping their card.