Test Card Simulator

The Card Simulator is an Android application that emulates contactless payment cards using NFC Host Card Emulation (HCE) technology. It's designed for testing contactless transactions on payment terminals and POS systems without requiring physical test cards.

You can download our Android Test Card Simulator here

Key Features

Multi-Brand Support: Visa, Mastercard, American Express, Discover

Transaction Types: Approved, Declined, Various CVM methods

NFC Communication: Uses Android HCE for contactless transactions

Pre-configured Scenarios: PIN, Signature, No CVM required

System Requirements

Android 5.0+ (API 21)

NFC-enabled device

NFC must be enabled in settings

Installation Steps

1. Download the ZIP file
2. Extract to get the APK file
3. Enable "Unknown Sources" in Android settings
4. Install the APK
5. Enable NFC in device settings
6. Open the Card Simulator app
7. Set Card Simulator as the default payment method when prompted (or go to Settings > Tap & pay > Default payment app)

How to Use

1. Open the Card Simulator app
2. Select card type (Visa, Mastercard, etc.)
3. Choose transaction scenario
   1. Online Approved
   2. Declined
   3. CVM Options (PIN/Signature/None)
4. Tap device on payment terminal for contactless transaction
5. View transaction result on terminal

Security Notes

⚠️ Testing Only - Not for production use

⚠️ No Real Payments - Uses pre-recorded test data for contactless transactions

⚠️ Test Terminals Only - Do not use with live POS systems