Explore Payment Solutions
Welcome to NMI Payments! This guide will help you get up and running quickly by choosing the right payment acceptance method for your business needs.
Online Payment Methods
Build secure, scalable payment solutions with NMI's comprehensive online payments platform. Whether you're creating a custom checkout experience or need a quick-to-deploy solution, our flexible tools and APIs adapt to your business needs.
Choose how you want your customers to pay online:
Hosted Payment Page
Best for: Quick setup with minimal development
Setup Time: 1-3 days
How it works:
- Customers are redirected to a secure payment page
- No payment data touches your servers
- PCI compliance handled automatically
Next Steps:
Embedded Payments
Best for: Seamless customer experience on your website
Setup Time: 1-2 weeks
How it works:
- Payment forms integrate directly into your website
- Customers never leave your site to pay
- Customizable to match your brand
Next Steps:
Custom Payment Experience
Best for: Complete control over the payment process
Setup Time: 2-4 weeks
How it works:
- Build your own payment forms and checkout flow
- Full control over user experience and design
- Direct integration with your existing systems
Next Steps:
In-Person Payment Methods
Comparison Table
| Device / Solution | Form Factor | Integration Method | Supported OS / Platforms | Best For |
|---|---|---|---|---|
| Tap to Pay on iPhone | Hardware-free, iPhone only | iOS SDK | iOS | Fast setup, no hardware |
| Tap to Pay on Android | Hardware-free, Android only | Android SDK | Android | Mobile-first businesses |
| VP3350 | Mobile puck or countertop | Android & iOS SDKs | Android, iOS | Merchants needing chip/contactless/magstripe |
| Lane/Series | Countertop with display & PIN pad | Customer Present Cloud API | OS-agnostic (cloud-based) | High-volume retail POS |
| Self/Series | Unattended indoor/outdoor | Windows & Linux SDKs | Windows, Linux | Kiosks, vending, self-service |
Choose a Device
Hardware-Free Payments
Best for: Mobile-first businesses looking for a fast, minimal setup
How it works:
Accept contactless payments directly on your iPhone
- No additional hardware required
- Accept contactless payments directly on iPhone
- Perfect for service businesses and deliveries
- iPhone Setup Guide
Mobile & Countertop Solutions
Best for: Physical card acceptance for mobile or countertop solutions
How it works:
Versatile reader for mobile or countertop payments
- Use a compact, wireless device (VP3350)
- Accepts chip, swipe, and contactless payments
- Works anywhere with internet connection
- VP3350 Documentation
Unattended
Best for: Physical card acceptance for mobile or countertop solutions
How it works:
Unattended payment acceptance
- Self/Series kiosk for customer self-checkout
- Ideal for parking, ticketing, vending, and other self-service use cases
- Reduces staff workload while accepting payments 24/7
- Self/Series Documentation
Get a Device
Card Simulator
Easily replicate contactless payment experiences in a controlled environment. Test, refine, and validate your integration without using real cards.
Purchase Devices
Get the devices you need to test and launch payments faster.
Existing partners should order test and live devices within the NMI Partner Portal.
What You Get With Every Payment Method
Regardless of how you choose to accept payments, you'll have access to:
- Secure Processing: Bank-level security for all transactions
- Customer Data Storage: Safe storage of customer payment information with tokenization. Learn more
- Transaction Reporting: Detailed reports and analytics for all your payments
- Multiple Payment Types: Accept credit cards, debit cards, digital wallets, and more
Still Not Sure Which Method to Choose?
Here's a quick decision guide:
- Need to start accepting payments immediately? → Choose Hosted Payment Page
- Want payments to feel like part of your website? → Choose Embedded Payments
- Need complete control over the payment experience? → Choose Custom Payment Experience
- Don't want to manage additional hardware? → Choose Hardware-Free Payments
- Have a physical store or fixed location? → Choose Countertop Payments
Ready to start accepting payments? Pick your method above and follow the setup documentation to get started.
Updated 2 days ago
