Customer Token Vault

Onboard a merchant to Customer Token Vault

The Customer Token Vault (CTV) enables secure, persistent card storage and network tokenization for merchants. Once a customer is saved to the Vault, the merchant can use a unique token (Customer Vault ID) to process future transactions without ever handling the customer's sensitive payment data. It's ideal for merchant with repeat customers and recurring billing.

Customer Token Vault is backed by the power of network tokens, which offer additional security and improved approval rates due to enhanced trust from issuers and lifecycle management which ensures cards never expire. Network tokens are currently supported on Visa and MasterCard with more card brands coming in the future.

If a merchant gateway has already been using Customer Vault and would like t upgrade to CTV, the experience is completely seamless. All stored customer data remains the same, including Customer Vault IDs, so they can continue operating as always with no disruptions or API changes needed.